Despite the fact that the papers are frequently full of horror stories about internet banking fraud, it seems from research carried out by Lloyds TSB, that we are as a nation unperturbed by the problem. 51% of us are unworried, even though 93% of us acknowledge that it is far from a “victimless” crime. 26% of us take t...

Even though only a few months ago, a survey by MoneyMood revealed that over the last year Britons have become far more likely to save their money than in previous years, a new study suggests that as a nation we are still very reluctant to save, with only 1 in 4 people spending rather than saving their money, t...

Choosing the right mortgage is a difficult and confusing process. Distinguishing between caps and collars, offsets and overpayments, sub-prime and self-cert, discounted and deferred and fixed and flexible provides enough to dazzle and bewilder the average homebuyer. It is no wonder that mortgage lenders are able to surreptitiously add an array of fees onto these mortgages. Meandering...

Different companies have always taken a different stance on who they give priority: the customers they already have that they don't want to lose, or the new customers they want to entice to join. This has started to become a big issue in the banking industry as well, with Lloyd's TSB the latest in a rising fashion to reject the old and con...

Over the past few months studies have shown that debt is becoming an increasingly serious issue in the UK, with many people having to seek help to try and bring their finances back under control. Though it could be said that a comfortable amount of debt is not a matter for concern, it is still clear from recent figures that many are troubled by their finances. In fact, the ...