Everyone likes to feel they are getting something for nothing. But could our desire for a freebie actually be costing us dearly where credit cards are concerned? Recent research by moneysupermarket.com has revealed that when it comes to choosing which credit card to apply for, over half of us are more interested in the incen...

If you are a last-minute sort of person you would do well to ditch the carefree attitude when it comes to thinking about how you are going to obtain currency for your holiday abroad. It’s a common error to think that you can roll up the day before you leave the UK and get your cash from any of a number of High Street bureaux or banks, and if all else fails then there’s always the airport, ...

For travellers stranded abroad because of the volcanic ash disruption it is an expensive time. Many have paid thousands of pounds to get back to the UK, either by hiring a car or paying hefty fares on coaches, trains and ferries. Others are having to fund hotel and food bills for extended stays in resorts which may not be covered by their insurance policies. So what, if anything, are the banks...

Just a few weeks after Northern Rock announced a belated return to stability, Lloyds Banking Group has revealed that it expects to make a profit during 2010, a drastic turn around in its fortunes. The news prompted an immediate 10% rise in Lloyd’s stock value, up to 62.03p per share. Lloyds lost more than £6 billion last year, after bosses overestimated the value of its latest acqui...

Northern Rock, a bank that came to typify the collapse of the financial sector in 2008, has cut its losses by more than 81%. The firm lost £257m last year, compared to £1.36bn two years ago. Bosses will now share a £13m bonus fund, as recompense for pulling the bank out of insolvency. In September 2007, Northern Rock became the first bank in a century to experience mass withdrawals,...